Modernizing The Us Financial Regulatory System
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Financial Regulation: A Framework for Crafting and Assessing Proposals to Modernize the Outdated U. S. Financial Regulatory System
Author | : Gene L. Dodaro |
Publisher | : DIANE Publishing |
Total Pages | : 30 |
Release | : 2009-11 |
Genre | : Business & Economics |
ISBN | : 1437912974 |
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This testimony discusses a Jan. 8, 2009, report that provides a framework for modernizing the outdated U.S. financial regulatory system. This testimony: (1) describes how regulation has evolved in banking, securities, thrifts, credit unions, futures, insurance, secondary mortgage markets and other important areas; (2) describes several key changes in financial markets and products in recent decades that have highlighted significant limitations and gaps in the existing regulatory system; and (3) presents an evaluation framework that can be used by Congress and others to shape potential regulatory reform efforts. Charts and tables.